"Every person and every family has a unique story. I love that financial planning allows me to be a part of those stories to help people reach their dreams. "
Rob Clark joined Financial Legacy Associates in 2017 after graduating Magna Cum Laude from The University of Missouri Columbia. He has a B.S.B.A with an emphasis in finance and a minor in personal financial planning.
Rob has a passion for helping people develop a plan to achieve their goals. Rob believes that having a plan and setting goals are the most important steps for building and maintaining wealth. Rob lives in Edwardsville, Illinois, is an avid St. Louis Cardinals fan, and enjoys playing golf in his free time.
16020 Swingley Ridge Road, Suite 100Chesterfield, MO 63017Rob.Clark@FinancialLegacy.com636-777-4215 Office-Direct636-777-7090 Fax
Peter R. DeLuca is a Certified Financial Planning (CFP) practitioner through the Certified Financial Board of Standards.
Pete provides education, analysis and recommendations to assist clients to help avoid pitfalls & mistakes.
This is done by:
Pete has served the financial services industry since 1987. Pete has helped his clients build and preserve their assets while addressing the individual financial challenges of the current environment.
Pete and wife Tana have raised two children and are residents of Wildwood, Missouri.
Credentials / License
16020 Swingley Ridge Road, Suite 100Chesterfield, MO 63017PDeLuca@FinancialLegacy.com636-777-7092 Office-Direct636-777-7090 Fax
Fee (hourly and asset-based) and/or Commission
Gail specializes in building comprehensive financial plans for clients. As a recent widow, she has a unique appreciation of the goals and dreams of her clients and the importance of tailoring a financial plan to each individual and family. Her primary focus is helping clients invest assets for long-term growth and evaluating the risks that can undermine an independent financial future. Areas of focus include investment planning for retirement and education, as well as other major events throughout life like weddings and vacations; life, health, disability and long-term care insurance; and fee-based advisory service.
Gail builds lasting relationships with clients and builds plans that are tailored to each client. In order to achieve the client’s goals, she believes that budgeting is a vital tool in planning for the future. Gail works with clients in all phases of life.
Gail holds several licenses including General Securities Principal, Investment Advisory Representative and Life, Health & Long-term Care Insurance. Due to relocations of both Gail and her clients, she is registered to do transact business in many states in addition to Missouri.
Prior to becoming a financial advisor in 2005, she received a BS in General Studies from the University of Louisiana at Lafayette, a BS in Dietetics and a MBA from Fontbonne University. She worked in healthcare throughout the St. Louis area for 13 years in both clinical and management positions. Her life experiences provide realistic insights into her practice.
Gail is an avid cyclist, enjoys the outdoors and enjoys traveling. She is currently a member of the Rotary Club of Webster Groves and has been a Rotarian since 2005, starting in Colorado.
16020 Swingley Ridge Road, Suite 100Chesterfield, MO email@example.com Direct636-777-7090 Fax
I strive to fully understand the financial needs of my clients. My role as an advisor is to provide sound advice and guidance through comprehensive investment planning. Building a strong relationship and partnership with each individual confirms my commitment to help realize his or her life goals.
David Fingerhut provides analysis and recommendations for his clients in the areas of retirement planning, investment portfolio enhancement, college funding, tax reduction, estate and insurance planning.
David has provided personalized investment, insurance, retirement and estate planning advice for high net-worth retirees, corporate executives and business owners for 18 years. He specializes in providing comprehensive financial planning and in designing professionally managed investment portfolios for:
David resides in Chesterfield, Missouri with his wife Emily and Brendan, Brooke, Bruce, Eva, and Ellen.
16020 Swingley Ridge Road, Suite 100Chesterfield, MO 63017DavidF@FinancialLegacy.com636-777-7095 Office-Direct636-777-7090 Fax
As a Certified Financial Planner™ professional and member of the Financial Planning Association, Bradley takes a goal-oriented approach, letting his client's financial needs drive the solutions they require.
The process begins with a thorough discussion of a client's "needs, wants and concerns". Although this sounds obvious, it is essential to truly understanding a client's situation. After all, the "best laid plans" mean nothing if they are based on poor assumptions.
Depending on the complexity of the client's situation, Bradley is prepared to use a broad approach, considering factors well beyond a client's investment savings. It's a holistic view of a family's unique situation, because it is often the things you don't anticipate, that can cause you the greatest hardship.
Bradley is currently accepting new clients. Financial advice is available on an hourly or flat fee basis. Investment management services are generally provided on an asset-based fee arrangement or occasionally a commission arrangement, depending on the client's situation. Insurance products are available on a commission basis. Initial "get to know you" consultations are offered no-charge, no-obligation.
16020 Swingley Ridge Road, Suite 100Chesterfield, MO 63017Bradley@FinancialLegacy.com636-777-7097 Office-Direct636-532-5456 Fax
Many of the major stresses people face as they near retirement are all about money: Will I have enough? How much do I need? How do I make sure my money lasts as long as I do? Given the current economic climate, where your home and investments may not be worth as much as you anticipated, the stress is not unfounded.
By the time you reach retirement, the goal is to have a sizable nest egg, that you can tap as you enjoy your retirement years. Investing your nest egg properly, whatever size you have, is critical to extending its life throughout your life span.
Edward J. Liberty CFP® started his career in the financial Planning industry in 1981. He built and has maintained a full time practice since then. Over the years Ed has consulted with hundreds of individuals and families, providing insight and recommendations to help them plan for a secure financial future.
As a Certified Financial Planner™ professional, Ed's approach is to help clients identify their primary financial goals and objectives, and the time horizon for achieving their goals. A plan can then be developed, taking into account their financial resources and risk tolerance, to strive to accomplish those goals. Once an initial plan is implemented periodic reviews are held to update client circumstances, measure progress and review strategies. Ed also provides analysis and recommendations in the areas of risk management, including life and health insurance as well as long term care insurance. With over 30 years of experience Ed looks for practical solutions to solve problems.
Ed has two grown sons and is an avid cyclist and a resident of Chesterfield, MO.
15910 Wilsonwoods Court Chesterfield, MO 63005EdL@FinancialLegacy.com636-532-2343 Direct
"My goal is to listen to each individual investor's needs and objectives very clearly to achieve their financial goals. My clients place a significant amount of trust in my hands and I work hard to meet their expectations."
Daniel Shelley has been providing personalized investment and retirement planning advice for individual investors and business owners since 1998. He specializes in financial planning and designing professionally managed portfolios.
Daniel enjoys teaching and helping others understand their financial world by explaining it in terms they can understand. By working together, he can help take away the stress associated with investing and finances by implementing a plan that is measurable, achievable, and laid out in in a logical order. By taking these worries away, you can focus on the things in your life that are truly important.
Daniel wants to know "what's most important to you" and then help you align your financial resources with your personal values and goals. Dan knows he's succeeded when his clients tell him he has truly helped them improve the qualify of their lives.
Daniel was born and raised in St. Louis, Missouri and graduated from Maryville University School of Business with a Bachelor's degree in Business Management.
16020 Swingley Ridge Road, Suite 100Chesterfield, MO 63017DShelley@FinancialLegacy.com636-777-7085 Office-Direct636-777-7090 Fax
Gregory M Shepardson, a Certified Financial Planner™, has been serving families and small business owners since 1995.
With over 20 years of experience in financial services, I've witnessed firsthand how financial planning can impact a family. The unexpected can certainly happen and being prepared for it is important. First, fully understanding a client's situation and life goals. Then, addressing the 'what if' scenarios with estate planning and insurance. Finally, building a portfolio to address income needs and wealth accumulation.
Greg is a SmartVestor Pro for Dave Ramsey's organization, has led small groups through Crown Financial Ministries, conducted educational seminars on Bible-based Money Management through area churches and currently teaches financial education classes through Parkway School District's Adult Enrichment Program. Greg attends Element Church in Wentzville Missouri and serves on the Board of The Brown Sisters Foundation.
16020 Swingley Ridge Road, Suite 100Chesterfield, MO 63017GregS@FinancialLegacy.com636-777-7087 Office-Direct636-777-7090 Fax
I understand that financial independence goes beyond how you manage your assets. Successful financial management enables you to balance your life, make decisions about your time and pleasure, and helps build financial confidence for yourself and your family,
says Brian of his financial planning approach. Brian desires to help his clients understand the importance and value of planning. In addition, he wants to help his clients achieve financial independence by identifying their financial objectives, other life goals and exercising the discipline to reach them.
Brian provides comprehensive analysis and recommendations for his clients in the areas of investment planning for retirement and education; life, health, disability and long-term care insurance; company retirement and benefit plans; and fee-based advisory services. His primary focus is helping clients invest assets for long-term growth and evaluating the risks that can undermine an independent financial future. His goal is to help clients optimize their finances and achieve the lifestyle they desire.
Prior to becoming a financial planner in 1997, Brian held various management positions for 15 years in operations, sales and national accounts with Baxter Healthcare. This experience allows Brian to bring a practical business management insight to his financial planning practice. Due to client relocations and numerous referrals, Brian is registered to transact business in many states in addition to Missouri. Brian and his wife, Liz, live in Ballwin, Missouri. Their three adult children and eight grandchildren live in Missouri, Colorado and Illinois.
16020 Swingley Ridge Road, Suite 100Chesterfield, MO 63017BSprague@FinancialLegacy.com636-777-7083 Office-Direct636-777-7090 Fax
The philosophy of Financial Legacy Associates is a commitment to providing personal high performance service to each client, which goes beyond responding to client's requests. We take the initiative to recommend meaningful solutions to each client.
C. Michael Unterreiner, a Chartered Financial Consultant, is a second generation financial consultant who has been involved in financial services since 1981. Mike founded Financial Legacy Associates to create and environment where financial professionals could serve their clients better by sharing their experiences and ideas
Before working directly with clients, Mike was a marketing director for three different financial services organizations: an insurance brokerage agency, a national financial planning firm, and a major money management firm. Since 1992, he has served his clients by recommending investment and insurance solutions to their financial planning, retirement planning, and college funding challenges.
Separately, Mike is a Managing Executive of Royal Alliance Associates, Inc., member of FINRA and SIPC. His association with Royal Alliance allows Mike to provide access to a wide range of investments, insurance and other financial products and services to his clients. He has served on Royal's National Advisory Board, a group of Managing Executives providing a communication link between Royal's senior management and affiliated financial advisors.
After graduating from Chaminade College Prep, Mike earned a bachelor’s degree in business administration, with a concentration in architecture, from the University of Kansas. He earned his ChFC designation in 1992. This program gives financial service professionals the broad knowledge and skills necessary to provide comprehensive investment planning services to clients.
Mike has been a featured seminar speaker and author of articles on the subject of proactive investment planning. In his leisure time, he enjoys playing hockey. He is active in the community as a Scout leader in Webster Groves.
16020 Swingley Ridge Road, Suite 100Chesterfield, MO 63017MikeU@FinancialLegacy.com636-777-7099 Office-Direct636-777-7090 Fax